Ethoca

Act on dispute alerts before they become chargebacks.

Ethoca alerts surface issuer and cardholder dispute signals in near-real-time — giving your team an action window to refund, cancel fulfilment or review before escalation.

Near-real-time alerts
Action window
Structured response
Issuer signalAlert network
Alert receivedAction window
RefundCancel fulfilmentReviewUpdate case
Alert flow

The alert arrives before the chargeback does.

When an issuer or cardholder dispute signal appears, the alert travels through the network to your team — while there is still time to act.

Issuer signal
Network alert
Merchant notification
Action

Where coverage applies

Alert availability depends on issuer and network coverage — alerts help teams react earlier on the traffic they reach, and your chargeback workflows handle the rest consistently.

Response workflows

Four ways to use the window.

Every alert lands in a structured workflow — so the response is a decision, not a scramble.

Refund

Refund the transaction before it escalates — closing the case while the window is open.

Alert received
Refund issued

Cancel fulfilment

Stop shipment or service delivery on disputed orders before more cost is added.

Alert received
Fulfilment stopped

Review account

Check the customer and payment activity behind the alert before deciding.

Alert received
Account reviewed

Update case

Attach the outcome to the case so chargeback workflows stay consistent.

Action taken
Case updated
Coverage & timing

Honest about the window.

Coverage varies by issuer and network, and alert timing varies by case. Where alerts reach you, they help your team react earlier — and everything else still lands in a structured chargeback workflow.

Issuer coverageNetwork coverageAlert timing
Coverage view
Where coverage applies
Portal visibility

Alerts where your team already works.

Alerts arrive in the same portal as your transactions, risk signals and chargeback cases — an inbox and an action queue, not another tool to monitor.

Alert inboxAction queueCase continuity
Alert inbox
RefundNew
Cancel fulfilmentIn review
ReviewActioned
Visible in the merchant portal
Ethoca

Give your team the action window.

Talk to our team about Ethoca alerts, coverage for your traffic and the response workflows that fit your operation.

Earlier visibility

Dispute and fraud signals surfaced before the chargeback.

Action window

Time for your team to refund, cancel or review.

Structured response

Repeatable workflows instead of ad-hoc reactions.

Case continuity

Outcomes flow into your chargeback workflows.