Fraud & risk controls

Fraud and risk controls configured to your traffic.

Transaction-level risk scoring and configurable thresholds can flag or filter high-risk card transactions — targeting the riskiest tail while preserving good traffic.

Risk scoring
Thresholds
Blocking budget
Risk scoring
Allow
Review
Block · filter
Blocking budgetPreserve good traffic
Why precision matters

Risk control is a precision problem.

Block too much and good customers pay for it. Block too little and the riskiest traffic flows through. The answer is a threshold, not a switch.

Block broadly
Target the tail
PreservedFiltered
01Broad blocking

Blocking broadly hurts

Heavy-handed rules take good transactions down with the bad ones — protection that costs you sales.

02Under-blocking

Blocking too little leaves risk

If controls never bite, the highest-risk traffic flows through untouched.

03Static rules

Static rules miss context

Fixed lists can't see transaction context. Scoring evaluates each transaction on its own signals.

04Decisioned

Decisioned controls

Thresholds, budgets and visibility make risk control a tunable system — not a blunt switch.

Risk scoring & threshold control

Score the traffic. Cut only the tail.

Every transaction gets a risk score. The threshold decides where controls begin — and the budget keeps them honest.

Risk distributionThreshold · configurable
Allow
Review
Block · filter
Low risk

Allow

The majority of traffic flows through untouched.

Elevated risk

Review · step-up · route

Handled with controls — not blocked outright.

High-risk tail

Filter · block

Controls target only the riskiest tail.

Threshold
Blocking budgetPreserve good traffic

Tuned to your traffic. Scoring is informed by client-specific historical data, and thresholds are configured per integration.

One decision layer

Risk controls don't work alone.

The risk score feeds the same decision layer as Intelligent 3DS, alerting services and predictive decisioning — so allow, review, block, route and retry stay one coherent decision.

Intelligent 3DSAlerting servicesPredictive decisioningRouting
Risk score
Transaction-level scoring
3DS policy
Authentication where it helps
Alerting context
RDR · Ethoca signals
Route · block · retry decision
One decision layer
Controls, budgets & visibility

Risk controls your team can tune.

Thresholds and the optional blocking budget are configured per integration — and every allow, review, filter or block outcome stays visible in the merchant portal with its context.

Risk scoringThresholdsBlocking budgetPortal visibility
Risk policy
ThresholdConfigurable
Blocking budgetOptional
Blocking budgetPreserve good traffic
Signal context
AllowedReviewedFilteredBlocked
Fraud & risk controls

Configure fraud and risk controls around your traffic.

Talk to our team about risk scoring, thresholds, blocking budgets and the visibility your operation needs.

Risk scoring

Transaction-level scoring, informed by client-specific historical data.

Thresholds

Configurable controls that can flag or filter high-risk transactions.

Blocking budget

An optional budget helps preserve good traffic.

Visibility

Outcomes and next actions in the merchant portal.