Recurring payments

Recurring card payments with smarter retry logic.

Run scheduled and repeat card payments with retry decisioning that helps reduce unnecessary attempts and recover more completions.

Scheduled payments
Retry decisioning
Tokenized repeats
Retry decisioning
Scheduled attemptScored first
ScoreConfigurable threshold
Attempt now
Hold
Retry later
Route differently
The problem

Blind retries are expensive.

Scheduled payments fail for reasons. Retrying every one of them the same way ignores those reasons — and adds attempts that were never likely to succeed.

Blind retry
Decisioned retry
AttemptedHeld / rescheduled
01

Unnecessary attempts

Blind retries fire every failed scheduled payment again — including attempts that were unlikely to succeed.

02

Ignored decline context

Issuer responses and risk signals carry meaning. Retrying without them repeats the same failure.

03

Failed repeat payments

One-click and subscription charges fail quietly — recovery depends on retrying the right way, not more often.

Retry decisioning

Score first. Then decide.

Scheduled repeat transactions are scored before they run, so low-probability attempts can be held back and likely-to-succeed ones prioritised.

01

Scheduled payment

A repeat card transaction reaches its execution window.

02

Score & threshold

The attempt is scored against a configurable execution threshold.

ScoreConfigurable threshold
03

Decision

The transaction is attempted, held, retried later or routed differently.

Attempt now

The attempt looks likely to succeed.

Hold

Low probability — held back to avoid unnecessary issuer load.

Retry later

Scheduled for a better execution window.

Route differently

Sent down another acquiring path.

Recurring lifecycle

From tokenized card to recovery.

Every repeat payment moves through the same decisioned path — scored before it runs, informed by what happened last time.

1

Tokenized card

A stored credential stands in for the card — no raw card data in the schedule.

2

Schedule

Scheduled and repeat card transactions queue for execution.

3

Pre-check

Each attempt is scored against configurable thresholds before it runs.

4

Attempt

Likely-to-succeed attempts execute down the selected path.

5

Decline context

Issuer responses and risk signals feed the next decision.

6

Retry & recovery

Recoverable payments can be retried or routed differently.

Visible to your team. Outcomes, decline context and next actions for every scheduled payment.

OutcomesDecline contextNext actions
Configuration & operations

Retry policy, under your control.

Decisioning is configured per integration: execution thresholds, retry windows and sensitivity tuned for false positives. Payment teams keep visibility into outcomes and next actions.

Configurable execution thresholdsRetry windowsPer-integration setupSensitivity tuned for false positives
Retry policy
Execution thresholdConfigurable
ScoreConfigurable threshold
Retry window
WindowWindowWindow
SensitivityFalse positives
Configured per integration
Recurring payments

Run recurring payments with retry decisioning.

Talk to our team about scheduled and repeat card payments, execution thresholds, retry windows and operational visibility.

Scheduled payments

Repeat and subscription card charges.

Retry decisioning

Attempt, hold, retry later or route differently.

Thresholds

Configurable execution controls.

Visibility

Outcomes and next actions for your team.